Funds Availability


Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit.  Funds from electronic direct deposits will be available on the day we receive the deposit.  In some cases, we may delay your ability to withdraw funds beyond the first business day.  Then, the funds will generally be available by the second business day after the day of the deposit.

The Credit Union will generally make deposits to transactions accounts available to members on the day of receipt of the deposit.  On a case-by-case basis, the Credit Union may decide to delay the availability of deposited funds until the fifth business day after deposit.

  • Local checks 3- 5 day hold
  • Non-Local checks 5-10 days

***Longer delays may apply:  Depending on the type of check that you deposit, funds may not be available until the tenth business day after the day of deposit.