Rates and Fees

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*RATES as of March 20, 2018 and are subject to change without notice.

* APR – Annual Percentage Rate

NEW AND USED AUTO/MOTORCYCLE
2015 – NEWER

USED AUTO/MOTORCYCLE
2012-2014

36 MONTHS – 2.59% APR 0-36 MONTHS – 3.36% APR
48 MONTHS – 2.79% APR 37-60 MONTHS – 3.64% APR
60 MONTHS – 2.99% APR
(minimum $20,000)
61-72 MONTHS – 3.89% APR
72 MONTHS – 3.49% APR OVER 100,000 MILES – 6.25% APR

2013 AND NEWER
SLED/BOAT/CAMPER/ATV

 

36 MONTHS 3.99% APR
48 MONTHS 4.24% APR
60 MONTHS 4.49% APR
72 MONTHS 4.84% APR

SHARED SECURED – 3.75% APR

$500 – $5,000 UP TO 36 MONTHS
$5,001 – $10,000 UP TO 48 MONTHS
$10,001 – $15,000 UP TO 60 MONTHS

  SIGNATURE LOAN

12 Months 24 Months 36 Months 48 Months 60 Months
4.99% APR 5.99% APR 6.99% APR 7.74% APR 8.24% APR

Dividends

$100-9,999.99 .10 APY
$10,000-19,999.99 .15 APY
$20,000-74,999.99 .20APY
$75,000-9,999,999.99 .30 APY
Dividends Compounded Daily
Dividends Credited Semi-Annually
Dividend Period Semi-Annually(Calendar)

Fees

Share Accounts

Minimum opening deposit $25.00
Minimum balance to avoid closing $25.00
Minimum balance to earn the stated APY $100.00
Balance Method Average daily balance
Dormant Account Fee $5.00 Monthly

Christmas Club

Minimum opening deposit $5.00
Minimum balance to avoid closing $5.00
Minimum balance to earn stated APY $5.00
Balance Method Average daily balance

Loans

Minimum balance to apply for a loan $125.00
Late Payment Charge Fee $15.00

Money Orders

$0.00-$299.99 $1.00
$300.00-499.99 $2.00
$500.00 + $5.00

Other

Returned Check Fee $35.00
Stop Payment $40.00