Rates and Fees

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*RATES as of November 22, 2017 and are subject to change without notice.

* APR – Annual Percentage Rate

NEW AND USED AUTO
2012 – NEWER

USED AUTO/BOAT/CAMPER/MOTORCYCLE
2009-2011

36 MONTHS – 2.24% APR 0-36 MONTHS – 3.74% APR
48 MONTHS – 2.49% APR 37-49 MONTHS – 3.99% APR
60 MONTHS – 2.90% APR
(minimum $20,000)
61-72 MONTHS – 4.59% APR
72 MONTHS – 3.09% APR OVER 100,000 MILES – 6.25% APR

MOTORCYCLES
2012 AND NEWER
SLED/BOAT/CAMPER/ATV

 

36 MONTHS 3.74% APR
48 MONTHS 3.99% APR
60 MONTHS 4.24% APR
72 MONTHS 4.59% APR

SHARED SECURED – 3.75% APR

$500 – $5,000 UP TO 36 MONTHS
$5,001 – $10,000 UP TO 48 MONTHS
$10,001 – $15,000 UP TO 60 MONTHS

  SIGNATURE LOAN

12 Months 24 Months 36 Months 48 Months 60 Months
4.74% APR 5.74% APR 6.74% APR 7.74% APR 8.24% APR

Dividends

9,999.99 .18 APY
19,999.99 .20 APY
74,999.99 .46 APY
9,999,999.99 .50 APY
Dividends Compounded Daily
Dividends Credited Semi-Annually
Dividend Period Semi-Annually(Calendar)

Fees

Share Accounts

Minimum opening deposit $25.00
Minimum balance to avoid service fee $25.00
Minimum balance to earn the stated APY $100.00
Balance Method Average daily balance
Dormant Account Fee $5.00 Monthly

Christmas Club

Minimum opening deposit $2.00
Minimum balance to avoid service fee
Minimum balance to earn stated APY $5.00
Balance Method Average daily balance

Loans

Minimum balance to be approved for loans $125.00
Late Payment Charge Fee $15.00

Money Orders

$0.00-$299.99 $1.00
$300.00-499.99 $2.00
$500.00 + $5.00

Other

Returned Check Fee $25.00
Stop Payment $10.00